{"id":2620,"date":"2023-08-22T13:37:26","date_gmt":"2023-08-22T11:37:26","guid":{"rendered":"https:\/\/www.euroekonom.sk\/?page_id=2620"},"modified":"2024-05-14T10:37:19","modified_gmt":"2024-05-14T08:37:19","slug":"poistenie-vozidiel-povinna-vybava-kazdeho-sofera","status":"publish","type":"post","link":"https:\/\/www.autoskoly.sk\/news\/poistenie-vozidiel-povinna-vybava-kazdeho-sofera\/","title":{"rendered":"Poistenie vozidiel &#8211; povinn\u00e1 v\u00fdbava ka\u017ed\u00e9ho \u0161of\u00e9ra"},"content":{"rendered":"<p>Auto, ako neodmyslite\u013en\u00e1 s\u00fa\u010das\u0165 \u017eivota mnoh\u00fdch \u013eud\u00ed, m\u00e1 aj mnoh\u00e9 \u00faskalia. Ka\u017ed\u00fd, kto \u0161of\u00e9ruje dlho a intenz\u00edvne, m\u00e1 ur\u010dite sk\u00fasenosti s r\u00f4znymi kol\u00edziami, \u010di u\u017e ich zapr\u00ed\u010dinil, alebo nie. Tieto nepr\u00edjemnosti stoja majite\u013ea auta nemal\u00e9 finan\u010dn\u00e9 a \u010dasov\u00e9 n\u00e1klady. Pr\u00e1ve na ochranu vodi\u010da a jeho okolia vytvorili pois\u0165ovne r\u00f4zne produkty.<\/p>\n<h2>Povinn\u00e9 zmluvn\u00e9 poistenie<\/h2>\n<p>Povinn\u00e9 zmluvn\u00e9 poistenie (PZP) je z\u00e1konom nariaden\u00e9 opatrenie, ktor\u00e9 m\u00e1 chr\u00e1ni\u0165 vodi\u010dov pred finan\u010dn\u00fdmi d\u00f4sledkami, vypl\u00fdvaj\u00facimi zo sp\u00f4soben\u00fdch \u0161k\u00f4d. Okrem \u0161k\u00f4d sp\u00f4soben\u00fdch na vozidle a inom majetku cudzej osoby, kryje poistenie aj n\u00e1klady spojen\u00e9 so sp\u00f4soben\u00fdmi \u00farazmi, alebo usmrten\u00edm cudz\u00edch os\u00f4b. M\u00f4\u017ee \u00eds\u0165 napr\u00edklad o pohreb, alebo dokonca aj u\u0161l\u00fd zisk. Poistenie kryje aj pr\u00e1vne slu\u017eby. V\u0161etky podrobnosti s\u00fa pop\u00edsan\u00e9 vo v\u0161eobecn\u00fdch poistn\u00fdch podmienkach konkr\u00e9tnej pois\u0165ovne alebo na in\u00fdch internetov\u00fdch str\u00e1nkach <strong>Poistenie.sk<\/strong> v \u010dasti <strong>PZP<\/strong>.<\/p>\n<h2>Havarijn\u00e9 poistenie<\/h2>\n<p>\u0160kody na automobile, ktor\u00e9 nie s\u00fa kryt\u00e9 z PZP tret\u00edch os\u00f4b, m\u00f4\u017eu by\u0165 uplatnen\u00e9 z havarijn\u00e9ho poistenia. V pr\u00edpade, \u017ee vodi\u010d po\u0161kod\u00ed auto pri parkovan\u00ed, vozidlo mu je ukradnut\u00e9, bolo obe\u0165ou vandalizmu, alebo nebodaj nab\u00fara do stromu, vyplat\u00ed pois\u0165ov\u0148a n\u00e1klady spojen\u00e9 s napraven\u00edm \u0161kody z havarijn\u00e9ho poistenia. V\u00fdhoda oproti PZP je v tom, \u017ee s\u00fa \u0161kody hraden\u00e9 v nov\u00fdch cen\u00e1ch a nie v cen\u00e1ch \u010dasov\u00fdch. Znamen\u00e1 to, \u017ee ak sa po\u0161kod\u00ed napr\u00edklad blatn\u00edk, z PZP je tento nahraden\u00fd po zoh\u013eadnen\u00ed veku auta. Havarijn\u00e9 poistenie nahrad\u00ed blatn\u00edk v cene, za ktor\u00fa je mo\u017en\u00e9 k\u00fapi\u0165 nov\u00fd.<\/p>\n<h2>Poistenie sedadiel<\/h2>\n<p>\u0160peci\u00e1lne poistenie, ktor\u00e9 vyu\u017eijete v pr\u00edpade \u00farazu, alebo usmrtenia spolucestuj\u00facich os\u00f4b. V takomto pr\u00edpade pois\u0165ov\u0148a vyplat\u00ed pozostal\u00fdm sumu a\u017e do v\u00fd\u0161ky 70 000 Eur.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Auto, ako neodmyslite\u013en\u00e1 s\u00fa\u010das\u0165 \u017eivota mnoh\u00fdch \u013eud\u00ed, m\u00e1 aj mnoh\u00e9 \u00faskalia. Ka\u017ed\u00fd, kto \u0161of\u00e9ruje dlho a intenz\u00edvne, m\u00e1 ur\u010dite sk\u00fasenosti s r\u00f4znymi kol\u00edziami, \u010di u\u017e &hellip; <\/p>\n","protected":false},"author":8,"featured_media":27677,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[638,624],"tags":[],"class_list":["post-2620","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-autosluzby","category-poistenie"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Poistenie vozidiel - povinn\u00e1 v\u00fdbava ka\u017ed\u00e9ho \u0161of\u00e9ra<\/title>\n<meta name=\"description\" content=\"Poistenie vozidiel: povinn\u00e9 zmluvn\u00e9 poistenie, havarijn\u00e9 poistenie a poistenie sedadiel\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.autoskoly.sk\/news\/poistenie-vozidiel-povinna-vybava-kazdeho-sofera\/\" \/>\n<meta property=\"og:locale\" content=\"sk_SK\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Poistenie vozidiel - povinn\u00e1 v\u00fdbava ka\u017ed\u00e9ho \u0161of\u00e9ra\" \/>\n<meta property=\"og:description\" content=\"Poistenie vozidiel: povinn\u00e9 zmluvn\u00e9 poistenie, havarijn\u00e9 poistenie a poistenie sedadiel\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.autoskoly.sk\/news\/poistenie-vozidiel-povinna-vybava-kazdeho-sofera\/\" \/>\n<meta property=\"og:site_name\" content=\"Auto\u0161koly.sk\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/vrtulniky\/\" \/>\n<meta property=\"article:published_time\" content=\"2023-08-22T11:37:26+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2024-05-14T08:37:19+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.autoskoly.sk\/news\/wp-content\/uploads\/2022\/08\/auto-moto-autoskoly-03.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1600\" \/>\n\t<meta property=\"og:image:height\" content=\"900\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Simona \u010cesan\u00e1\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Autor\" \/>\n\t<meta name=\"twitter:data1\" content=\"Simona \u010cesan\u00e1\" \/>\n\t<meta name=\"twitter:label2\" content=\"Predpokladan\u00fd \u010das \u010d\u00edtania\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 min\u00faty\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.autoskoly.sk\\\/news\\\/poistenie-vozidiel-povinna-vybava-kazdeho-sofera\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.autoskoly.sk\\\/news\\\/poistenie-vozidiel-povinna-vybava-kazdeho-sofera\\\/\"},\"author\":{\"name\":\"Simona \u010cesan\u00e1\",\"@id\":\"https:\\\/\\\/www.autoskoly.sk\\\/news\\\/#\\\/schema\\\/person\\\/2fda9fdf832f4f1764f876fbc5b5ffca\"},\"headline\":\"Poistenie vozidiel &#8211; 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