{"id":42889,"date":"2026-02-22T17:24:25","date_gmt":"2026-02-22T16:24:25","guid":{"rendered":"https:\/\/www.derivaty.sk\/?p=42889"},"modified":"2026-02-22T17:24:25","modified_gmt":"2026-02-22T16:24:25","slug":"protokol-pre-nizke-skody-spravna-dokumentacia-pre-poistovnu-a-riesenie-drobnych-incidentov","status":"publish","type":"post","link":"https:\/\/www.autoskoly.sk\/news\/protokol-pre-nizke-skody-spravna-dokumentacia-pre-poistovnu-a-riesenie-drobnych-incidentov\/","title":{"rendered":"Protokol pre n\u00edzke \u0161kody: Spr\u00e1vna dokument\u00e1cia pre pois\u0165ov\u0148u a rie\u0161enie drobn\u00fdch incidentov"},"content":{"rendered":"<h2>Pre\u010do je kvalitn\u00e1 dokument\u00e1cia drobn\u00fdch \u0161k\u00f4d d\u00f4le\u017eit\u00e1<\/h2>\n<p>Pri drobn\u00fdch \u0161krabancoch, odrenin\u00e1ch n\u00e1razn\u00edka \u010di lok\u00e1lnych priehlbin\u00e1ch nejde zvy\u010dajne o v\u00e1\u017ene nehody, no pre \u00faspe\u0161n\u00e9 uplatnenie poistn\u00e9ho plnenia je rozhoduj\u00face <strong>r\u00fdchle, presn\u00e9 a preuk\u00e1zate\u013en\u00e9 zdokumentovanie<\/strong>. Cie\u013eom je vytvori\u0165 spo\u013eahliv\u00fd s\u00fabor d\u00f4kazov o <em>\u010do<\/em>, <em>kedy<\/em>, <em>kde<\/em>, <em>ako<\/em> a <em>za ak\u00fdch okolnost\u00ed<\/em> sa \u0161koda stala, aby pois\u0165ov\u0148a mohla \u0161kodu pos\u00fadi\u0165 bez zbyto\u010dn\u00fdch prie\u0165ahov a sporn\u00fdch interpret\u00e1ci\u00ed.<\/p>\n<h2>Bezpe\u010dnos\u0165 na prvom mieste<\/h2>\n<ul>\n<li><strong>Zabezpe\u010denie miesta<\/strong>: zapnite v\u00fdstra\u017en\u00e9 svetl\u00e1, pr\u00edpadne pou\u017eite v\u00fdstra\u017en\u00fd trojuholn\u00edk pod\u013ea charakteru miesta (okraj cesty, parkovisko, kol\u00f3na).<\/li>\n<li><strong>Osobn\u00e1 bezpe\u010dnos\u0165<\/strong>: reflexn\u00fd odev v noci alebo pri zhor\u0161enej vidite\u013enosti; nepres\u00favajte sa do jazdn\u00e9ho pruhu bez potreby.<\/li>\n<li><strong>Zabr\u00e1nenie \u010fal\u0161ej \u0161kode<\/strong>: ak je to mo\u017en\u00e9 a <em>bezpe\u010dn\u00e9<\/em>, odstavte vozidl\u00e1 mimo pr\u00fadu prem\u00e1vky a ozna\u010dte ich.<\/li>\n<\/ul>\n<h2>Kedy privola\u0165 pol\u00edciu a kedy nie<\/h2>\n<p>Pri drobn\u00fdch \u0161kod\u00e1ch bez zranen\u00ed sa men\u0161ie udalosti \u010dasto rie\u0161ia bez pol\u00edcie prostredn\u00edctvom z\u00e1znamu o dopravnej nehode. Privolanie pol\u00edcie zvo\u013ete najm\u00e4 v t\u00fdchto situ\u00e1ci\u00e1ch:<\/p>\n<ul>\n<li><strong>zranenia os\u00f4b<\/strong> alebo podozrenie na alkohol\/drogy,<\/li>\n<li><strong>sporn\u00e9 okolnosti<\/strong> (\u00fa\u010dastn\u00edci sa nevedia zhodn\u00fa\u0165, agres\u00edvne spr\u00e1vanie),<\/li>\n<li><strong>podozrenie z trestn\u00e9ho \u010dinu<\/strong> (\u00fanik z miesta, \u00famyseln\u00e9 po\u0161kodenie),<\/li>\n<li><strong>rozsiahlej\u0161ia \u0161koda<\/strong> alebo po\u0161kodenie infra\u0161trukt\u00fary (dopravn\u00e9 zariadenia, budovy).<\/li>\n<\/ul>\n<p>Ak si nie ste ist\u00ed, spravte aspo\u0148 <strong>kompletn\u00fa dokument\u00e1ciu<\/strong> a kontaktujte asisten\u010dn\u00fa linku pois\u0165ovne pre odpor\u00fa\u010danie postupu.<\/p>\n<h2>Typick\u00e9 \u201edrobn\u00e9\u201c \u0161kody a ich \u0161pecifik\u00e1 pre dokument\u00e1ciu<\/h2>\n<ul>\n<li><strong>\u0160krabance a oderky lakov<\/strong>: detailn\u00e9 fotografie z viacer\u00fdch uhlov, makro-z\u00e1bery \u0161trukt\u00fary laku, zachytenie cudzej farby.<\/li>\n<li><strong>Prelia\u010diny bez poru\u0161enia laku<\/strong>: bo\u010dn\u00e9\/\u0161ikm\u00e9 svetlo na zv\u00fdraznenie deform\u00e1cie, prilo\u017een\u00fd meter\/prav\u00edtko pre mierku.<\/li>\n<li><strong>Praskliny plastov (n\u00e1razn\u00edk, oblo\u017eenie)<\/strong>: detail praskliny, spojov, upevnen\u00ed a pr\u00edpadn\u00fdch od\u0161tiepov.<\/li>\n<li><strong>Po\u0161koden\u00e9 zrkadlo, svetlo, li\u0161ty<\/strong>: foto upev\u0148ovac\u00edch bodov, ch\u00fdbaj\u00facich \u010dast\u00ed, pr\u00edpadne \u00falomkov na zemi.<\/li>\n<li><strong>Parkovacie \u0165uknutia<\/strong>: \u0161\u00edrka parkovac\u00edch miest, vzdialenos\u0165 vozidiel, orient\u00e1cia a stopa (stopy pneumat\u00edk, \u00falomky).<\/li>\n<\/ul>\n<h2>\u010co presne zdokumentova\u0165: \u201ep\u00e4\u0165 vrstiev d\u00f4kazu\u201c<\/h2>\n<ol>\n<li><strong>Kontext miesta<\/strong>: \u0161irok\u00fd z\u00e1ber cel\u00e9ho miesta, smer prem\u00e1vky, zna\u010denie, \u0161\u00edrka pruhov, osvetlenie, poveternostn\u00e9 podmienky.<\/li>\n<li><strong>Vozidl\u00e1 a polohy<\/strong>: oba\/viac vozidiel v jednom z\u00e1bere, ich <em>vz\u00e1jomn\u00e1 poloha<\/em> a vzdialenosti.<\/li>\n<li><strong>Detail \u0161kody<\/strong>: ostr\u00e9 z\u00e1bery po\u0161kodenia z 3\u20134 uhlov; prilo\u017ete objekt mierky (prav\u00edtko, karta, minca).<\/li>\n<li><strong>Stopy a d\u00f4kazy<\/strong>: \u00falomky plastu, kovu, rozbit\u00fd lak, cudzie farby; odfo\u0165te aj na vozovke.<\/li>\n<li><strong>Identifik\u00e1cia<\/strong>: E\u010cV (\u0160PZ) z\u00fa\u010dastnen\u00fdch vozidiel, VIN (ak dostupn\u00e9), poistn\u00e1 karta, kontakty \u00fa\u010dastn\u00edkov a svedkov.<\/li>\n<\/ol>\n<h2>Fotodokument\u00e1cia: technika a kvalita z\u00e1berov<\/h2>\n<ul>\n<li><strong>Stabilita<\/strong>: pou\u017eite oboma rukami dr\u017eiavan\u00fd telef\u00f3n; ak je tma, opierajte sa o pevn\u00fa oporu.<\/li>\n<li><strong>Osvetlenie<\/strong>: preferujte denn\u00e9 svetlo; v noci vyu\u017eite svetl\u00e1 in\u00e9ho vozidla, \u010delovku alebo blesk (pozor na odlesky \u2013 fotky urobte aj s bleskom, aj bez).<\/li>\n<li><strong>Expoz\u00edcia a ostros\u0165<\/strong>: skontrolujte po ka\u017edom z\u00e1bere, \u010di je \u010ditate\u013en\u00e1 \u0161trukt\u00fara laku\/praskliny a E\u010cV.<\/li>\n<li><strong>Uhol a perspekt\u00edva<\/strong>: \u0161irok\u00fd z\u00e1ber \u2192 stredn\u00e1 vzdialenos\u0165 \u2192 detail (makro). Pri prelisoch fotte pod uhlom, ktor\u00fd zv\u00fdrazn\u00ed tie\u0148.<\/li>\n<li><strong>Mierka<\/strong>: prilo\u017ete prav\u00edtko\/meraciu p\u00e1sku; pri improviz\u00e1cii karta\/mena; zaznamenajte aj rozmer po\u0161kodenia (napr. 7\u00d72 cm).<\/li>\n<li><strong>Metad\u00e1ta<\/strong>: neodstra\u0148ujte EXIF; d\u00e1tum a GPS m\u00f4\u017eu pom\u00f4c\u0165 preuk\u00e1za\u0165 miesto a \u010das.<\/li>\n<\/ul>\n<h2>Videodokument\u00e1cia: kedy a ako<\/h2>\n<p>Kr\u00e1tke video (10\u201330 s) preh\u013eadne uk\u00e1\u017ee situ\u00e1ciu a plynulo prejde od \u0161ir\u0161ieho kontextu k detailu. Komentujte <em>stru\u010dne<\/em> \u2013 uve\u010fte d\u00e1tum, \u010das, miesto, smer jazdy, identifik\u00e1ciu vozidiel a charakter po\u0161kodenia. Video je vhodn\u00e9 najm\u00e4 pri spornej polohe vozidiel alebo pri slabom svetle, ke\u010f fotoz\u00e1bery trpia \u0161umom.<\/p>\n<h2>Dokumenty a \u00fadaje \u00fa\u010dastn\u00edkov<\/h2>\n<ul>\n<li><strong>Vodi\u010dsk\u00fd preukaz, osved\u010denie o evidencii, poistn\u00e1 karta<\/strong> \u2013 zap\u00ed\u0161te men\u00e1, E\u010cV, pois\u0165ov\u0148u a \u010d\u00edslo poistky.<\/li>\n<li><strong>Kontakty<\/strong>: telef\u00f3n, e-mail; pri svedkoch meno a aspo\u0148 jeden kontakt (po\u017eiadajte o s\u00fahlas so spracovan\u00edm kontaktu pre pois\u0165ov\u0148u).<\/li>\n<li><strong>Vyhl\u00e1senie \u00fa\u010dastn\u00edkov<\/strong>: ak je dohoda o priebehu, stru\u010dne ju sp\u00ed\u0161te a podp\u00ed\u0161te oboma stranami (pou\u017eite formul\u00e1r z\u00e1znamu o nehode).<\/li>\n<\/ul>\n<h2>Z\u00e1znam o nehode: ako ho spr\u00e1vne vyplni\u0165<\/h2>\n<ol>\n<li><strong>\u00dadaje o vozidl\u00e1ch a vodi\u010doch<\/strong>: p\u00ed\u0161te \u010ditate\u013ene, vyvarujte sa skratk\u00e1m; skontrolujte ka\u017ed\u00e9 \u010d\u00edslo poistky\/telef\u00f3nu.<\/li>\n<li><strong>Miesto a \u010das<\/strong>: uve\u010fte presn\u00fa adresu\/\u00fasek, smer jazdy, podmienky (d\u00e1\u017e\u010f, tma).<\/li>\n<li><strong>Sch\u00e9ma a \u0161\u00edpky<\/strong>: zakreslite polohu vozidiel, smery jazdy, pruhy, zna\u010denie; vyzna\u010dte bod n\u00e1razu a miesta po\u0161koden\u00ed.<\/li>\n<li><strong>Popis priebehu<\/strong>: kr\u00e1tko, vecne, bez em\u00f3ci\u00ed (\u201eVozidlo A c\u00favalo z parkovacieho miesta\u2026\u201c).<\/li>\n<li><strong>Podpisy<\/strong>: bez podpisov m\u00e1 dokument ni\u017e\u0161iu d\u00f4kazn\u00fa hodnotu. Ka\u017ed\u00fd si ponech\u00e1 k\u00f3piu (odfo\u0165te si ju).<\/li>\n<\/ol>\n<h2>Postup vo\u010di pois\u0165ovni: PZP vs. havarijn\u00e9 poistenie<\/h2>\n<ul>\n<li><strong>Povinn\u00e9 zmluvn\u00e9 poistenie (PZP)<\/strong>: rie\u0161i \u0161kody, ktor\u00e9 sp\u00f4sobil poisten\u00fd in\u00e9mu. Ak ste <em>po\u0161koden\u00fd<\/em>, hl\u00e1site \u0161kodu do pois\u0165ovne vinn\u00edka.<\/li>\n<li><strong>Havarijn\u00e9 poistenie (CASCO)<\/strong>: kryje \u0161kody na va\u0161om vozidle bez oh\u013eadu na vinn\u00edka (v rozsahu zmluvy). Hl\u00e1site svojej pois\u0165ovni.<\/li>\n<li><strong>Asisten\u010dn\u00e9 slu\u017eby<\/strong>: vyu\u017eite linku pre pokyny (sp\u00f4sob nahl\u00e1senia, po\u017eadovan\u00e9 podklady, term\u00edn obhliadky, od\u0165ah).<\/li>\n<\/ul>\n<h2>Nahl\u00e1senie \u0161kody: \u010do posla\u0165 a v akej podobe<\/h2>\n<ul>\n<li><strong>Identifik\u00e1cia udalosti<\/strong>: d\u00e1tum\/\u010das\/miesto, stru\u010dn\u00fd popis, \u00fa\u010dastn\u00edci, \u010d\u00edsla poistiek.<\/li>\n<li><strong>Fot\u00e1 a video<\/strong>: kvalitn\u00e9, premenovan\u00e9 s\u00fabory (vi\u010f ni\u017e\u0161ie), ide\u00e1lne v p\u00f4vodnom rozl\u00ed\u0161en\u00ed.<\/li>\n<li><strong>Formul\u00e1r z\u00e1znamu o nehode<\/strong> alebo policajn\u00fd z\u00e1znam (ak bol z\u00e1sah).<\/li>\n<li><strong>Kontakty na svedkov<\/strong> a ich kr\u00e1tke p\u00edsomn\u00e9 vyhl\u00e1senie (ak je k dispoz\u00edcii).<\/li>\n<li><strong>Servisn\u00e1 predbe\u017en\u00e1 kalkul\u00e1cia<\/strong> alebo ponuka opravy (ak ju u\u017e m\u00e1te).<\/li>\n<\/ul>\n<h2>N\u00e1zvoslovie a \u0161trukt\u00fara s\u00faborov: aby sa v tom dalo vyzna\u0165<\/h2>\n<ul>\n<li><strong>Prie\u010dinok<\/strong>: <code>2025-10-20_skoda_parkovisko_Nivy\/<\/code><\/li>\n<li><strong>Fotky \u2013 kontext<\/strong>: <code>01_kontext_miesto_01.jpg<\/code>, <code>02_kontext_poloha_vozidiel_01.jpg<\/code><\/li>\n<li><strong>Fotky \u2013 \u0161koda<\/strong>: <code>10_skoda_pravy_naraznik_detail_01.jpg<\/code>, <code>11_skoda_pravy_naraznik_mierka_02.jpg<\/code><\/li>\n<li><strong>Dokumenty<\/strong>: <code>20_zaznam_o_nehode.pdf<\/code>, <code>21_poistna_karta_vinnik.jpg<\/code><\/li>\n<li><strong>Video<\/strong>: <code>30_video_prehliadka.mp4<\/code><\/li>\n<\/ul>\n<h2>Komunik\u00e1cia s pois\u0165ov\u0148ou: z\u00e1sady, ktor\u00e9 ur\u00fdch\u013euj\u00fa likvid\u00e1ciu<\/h2>\n<ul>\n<li><strong>Stru\u010dne a vecne<\/strong>: \u00favodom zhr\u0148te 5W (kto, \u010do, kedy, kde, pre\u010do\/ako); k e-mailu prilo\u017ete zoznam pr\u00edloh.<\/li>\n<li><strong>Jedna verzia pravdy<\/strong>: v ka\u017edom kan\u00e1li (mail, formul\u00e1r, telefon\u00e1t) pou\u017e\u00edvajte rovnak\u00fd faktick\u00fd opis.<\/li>\n<li><strong>Reak\u010dn\u00fd \u010das<\/strong>: odpovedajte na dopl\u0148uj\u00face ot\u00e1zky \u010do najsk\u00f4r; majte po ruke \u010d\u00edslo \u0161kodovej udalosti.<\/li>\n<li><strong>Obhliadka\/verifik\u00e1cia<\/strong>: prichystajte vozidlo \u010dist\u00e9 a dostupn\u00e9; neprikr\u00fdvajte \u0161kodu f\u00f3liou, ak to nie je nutn\u00e9.<\/li>\n<\/ul>\n<h2>Vzory textov: sprievodn\u00fd e-mail a vyhl\u00e1senie svedka<\/h2>\n<p><strong>Sprievodn\u00fd e-mail pois\u0165ovni (pr\u00edklad):<\/strong><\/p>\n<p><em>Vec:<\/em> Nahl\u00e1senie \u0161kody \u2013 E\u010cV BA123XY \u2013 prav\u00fd zadn\u00fd n\u00e1razn\u00edk<br \/> Dobr\u00fd de\u0148, d\u0148a 20.10.2025 o 16:30 do\u0161lo k po\u0161kodeniu m\u00f4jho vozidla (E\u010cV BA123XY) na parkovisku OC Nivy. Nehoda si nevy\u017eiadala zranenia. V pr\u00edlohe posielam fotodokument\u00e1ciu, video, z\u00e1znam o nehode a kontakty svedka. Pros\u00edm o pridelenie \u010d\u00edsla \u0161kodovej udalosti a inform\u00e1ciu o \u010fal\u0161om postupe. S pozdravom, Meno Priezvisko, tel. 09x xxx xxx.<\/p>\n<p><strong>Vyhl\u00e1senie svedka (pr\u00edklad):<\/strong><br \/> \u201eD\u0148a 20.10.2025 o cca 16:30 som videl, ako vozidlo (popis\/E\u010cV, ak je zn\u00e1me) pri c\u00favan\u00ed po\u0161kodilo prav\u00fd zadn\u00fd n\u00e1razn\u00edk vozidla (E\u010cV BA123XY) na parkovisku OC Nivy. Po\u0161kodenie bolo okam\u017eite vidite\u013en\u00e9. Meno Svedka, kontakt, podpis.\u201c<\/p>\n<h2>GDPR a etika dokument\u00e1cie<\/h2>\n<ul>\n<li><strong>Minimaliz\u00e1cia \u00fadajov<\/strong>: dokumentujte len to, \u010do s\u00favis\u00ed so \u0161kodou; nezverej\u0148ujte osobn\u00e9 \u00fadaje na soci\u00e1lnych sie\u0165ach.<\/li>\n<li><strong>Svedkovia<\/strong>: po\u017eiadajte o s\u00fahlas s poskytnut\u00edm kontaktu pois\u0165ovni; uchov\u00e1vajte \u00fadaje bezpe\u010dne.<\/li>\n<li><strong>Verejn\u00e9 priestranstvo<\/strong>: fotenie E\u010cV a situ\u00e1cie \u0161kody je zvy\u010dajne akceptovan\u00e9 na \u00fa\u010del uplatnenia n\u00e1roku; pou\u017e\u00edvajte materi\u00e1l len na tento \u00fa\u010del.<\/li>\n<\/ul>\n<h2>Servis a oprava: kalkul\u00e1cia, technol\u00f3gia a d\u00f4kazn\u00e1 stopa<\/h2>\n<ul>\n<li><strong>Predbe\u017en\u00e1 kalkul\u00e1cia<\/strong> od servisu m\u00f4\u017ee ur\u00fdchli\u0165 rozhodovanie (rozpo\u010det vs. oprava v zmluvnom servise).<\/li>\n<li><strong>Technol\u00f3gia opravy<\/strong>: smart repair (lok\u00e1lne lakovanie, PDR) vs. v\u00fdmena dielu \u2013 zdokumentujte, \u010do bolo navrhnut\u00e9 a vykonan\u00e9.<\/li>\n<li><strong>Fotky \u201epred\u201c a \u201epo\u201c<\/strong>: pom\u00f4\u017eu pri n\u00e1mietkach alebo dodato\u010dnej kontrole.<\/li>\n<\/ul>\n<h2>\u0160peci\u00e1lne scen\u00e1re: vinn\u00edk nezn\u00e1my, po\u0161kodenie na parkovisku<\/h2>\n<ul>\n<li><strong>Okam\u017eite urobte kompletn\u00fa dokument\u00e1ciu<\/strong> miesta a \u0161kody; vy\u017eiadajte si kamerov\u00e9 z\u00e1znamy (ak s\u00fa, a ak je to mo\u017en\u00e9).<\/li>\n<li><strong>Kontaktujte spr\u00e1vcu parkoviska<\/strong> pre potvrdenie \u010dasu a pr\u00edpadn\u00e9 incident reporty.<\/li>\n<li><strong>Uplatnenie z havarijn\u00e9ho poistenia<\/strong> (ak ho m\u00e1te) m\u00f4\u017ee by\u0165 najr\u00fdchlej\u0161ia cesta; r\u00e1tajte s dohodnutou spolu\u00fa\u010das\u0165ou.<\/li>\n<\/ul>\n<h2>Naj\u010dastej\u0161ie chyby pri dokument\u00e1cii a ako sa im vyhn\u00fa\u0165<\/h2>\n<ul>\n<li><strong>M\u00e1lo fotografi\u00ed<\/strong> a ch\u00fdbaj\u00faci \u0161ir\u0161\u00ed kontext \u2013 urobte rad\u0161ej o 10 fotiek viac.<\/li>\n<li><strong>Ne\u010ditate\u013en\u00e9 z\u00e1bery<\/strong> (rozmazan\u00e9, tmav\u00e9) \u2013 skontrolujte kvalitu na mieste a zopakujte.<\/li>\n<li><strong>Bez mierky<\/strong> \u2013 bez porovnania je \u0165a\u017ek\u00e9 ur\u010di\u0165 rozsah \u0161kody.<\/li>\n<li><strong>Nepresn\u00fd \u010das\/miesto<\/strong> \u2013 overte d\u00e1tum v telef\u00f3ne a ponechajte EXIF.<\/li>\n<li><strong>Emocion\u00e1lne formul\u00e1cie<\/strong> v opisoch \u2013 dr\u017ete sa faktov.<\/li>\n<\/ul>\n<h2>Checklist pre vodi\u010da: krok za krokom<\/h2>\n<ul>\n<li><strong>Zabezpe\u010d miesto<\/strong> a seba (v\u00fdstra\u017en\u00e9 svetl\u00e1, reflex).<\/li>\n<li><strong>\u0160irok\u00e9 z\u00e1bery<\/strong> miesta a polohy vozidiel.<\/li>\n<li><strong>Detaily \u0161kody<\/strong> z viacer\u00fdch uhlov + mierka.<\/li>\n<li><strong>Identifik\u00e1cia<\/strong> (E\u010cV, poistka, kontakty \u00fa\u010dastn\u00edkov\/svedkov).<\/li>\n<li><strong>Z\u00e1znam o nehode<\/strong> \u2013 vyp\u00edsa\u0165, podp\u00edsa\u0165, odfoti\u0165.<\/li>\n<li><strong>Odosla\u0165 podklady<\/strong> pois\u0165ovni s prieh\u013eadn\u00fdm n\u00e1zvoslov\u00edm s\u00faborov.<\/li>\n<\/ul>\n<h2>Zhrnutie: kvalita d\u00f4kazov = r\u00fdchlej\u0161ie a spravodlivej\u0161ie plnenie<\/h2>\n<p>Aj pri drobn\u00fdch \u0161kod\u00e1ch plat\u00ed, \u017ee <strong>systematick\u00e1 dokument\u00e1cia<\/strong> \u0161etr\u00ed \u010das, nervy a peniaze. \u0160irok\u00fd z\u00e1ber \u2192 detail s mierkou \u2192 jasn\u00fd opis \u2192 kompletn\u00e9 \u00fadaje \u00fa\u010dastn\u00edkov \u2192 v\u010dasn\u00e9 nahl\u00e1senie. Takto pripraven\u00fd spis umo\u017en\u00ed pois\u0165ovni r\u00fdchlo a korektne rozhodn\u00fa\u0165 o plnen\u00ed a v\u00e1m ur\u00fdchli n\u00e1vrat vozidla do p\u00f4vodn\u00e9ho stavu.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Drobn\u00e9 \u0161kody rie\u0161 fotodokument\u00e1ciou, z\u00e1znamom a odhadom opravy; zbyto\u010dne nevolaj pol\u00edciu.<\/p>\n","protected":false},"author":59,"featured_media":82889,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1085],"tags":[1534,1540,1541,1542,1406,98,1543,1409],"class_list":["post-42889","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-autoskola","tag-dokumentacia","tag-dokumentacia-skod","tag-fotky","tag-oprava","tag-poistovna","tag-rozpocet","tag-skrabance","tag-zaznam"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Protokol pre n\u00edzke \u0161kody: Spr\u00e1vna dokument\u00e1cia pre pois\u0165ov\u0148u a rie\u0161enie drobn\u00fdch incidentov - 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